Amid historically high levels of inflation, U.S. households are feeling increased financial pressure from rising costs for food, transportation, and especially housing. For many households, increases in housing costs have been particularly challenging, with the average monthly rent nationwide rising 14.1% in 2021.

Due to concerns about household economic security during the COVID-19 pandemic, policymakers have made relief for housing costs a priority in their response. Congress has allocated more than $46 billion to fund rental assistance programs over the last two years, and many states have used other state or federal dollars to provide additional support.

But needs for rental assistance have varied across the U.S., and not all renters who need assistance have been able to obtain it. As of early 2022, 16.8% of renter households reported that they were behind on rent payments, but only 12.9% of renters have applied for assistance programs and only 5% of renters have received assistance. Nearly two in five applications for assistance are denied.

This has been particularly challenging for certain demographic and economic groups. According to survey data from the U.S. Census Bureau, renters from low-income households and racial and ethnic minorities have been most likely to seek out rental assistance. By income, 20% of renters earning less than $25,000 per year applied for rental assistance, compared to just 2.4% of those earning above $200,000 per year. And among racial and ethnic groups, Black renters were by far the most likely to apply for rental assistance at 24.3%—nearly twice as much as the next-highest group, Hispanic or Latino (13.6%), and more than 2.5 times the rate for respondents identifying as White (9.9%) and Asian (8.7%).

These demographic and economic factors have some impact on the locations where renters report applying for assistance. States with lower typical incomes and higher populations of racial and ethnic minorities, like Arkansas and Louisiana, are among the leading states for rental assistance applications. But other factors are at play as well. States with higher shares of rental assistance applications like Alaska and Hawaii have higher costs of living than many other parts of the country due to their more remote locations. Residents’ difficulties affording regular expenses may have encouraged more renters to seek financial assistance in these areas. Variation in how easily or quickly states process rental assistance applications may also affect people’s likelihood of applying. Ten states approve less than half of rental assistance applications, even though some of these locations have relatively high shares of renters applying or who report being behind on rent. At the metro level, the picture for rental assistance is similarly complex. A mix of demographic and economic characteristics, cost of living, and approval processes is affecting how many renters are applying for and receiving rental assistance, from high-cost metros like New York and Seattle, to economically distressed locales like Detroit. The data used in this analysis is from the U.S. Census Bureau’s Household Pulse Survey. To determine the locations where the most renters applied for assistance, researchers at Porch calculated the percentage of renters that applied for assistance between January and February of 2022. In the event of a tie, the location with the higher percentage of renters that received assistance was ranked higher. The analysis found that in Georgia, 11.5% of renters applied for rental assistance during the study period. Overall, 0.9% of all renters received it. Here is a summary of the data for Georgia: Percentage of renters that applied for assistance: 11.5% Percentage of renters that received assistance: 0.9% Approval rate for rental assistance applicants: 16.6% Percentage of renters behind on rent: 14.9% For reference, here are the statistics for the entire United States: Percentage of renters that applied for assistance: 12.9% Percentage of renters that received assistance: 5.0% Approval rate for rental assistance applicants: 60.9% Percentage of renters behind on rent: 16.8% For more information, a detailed methodology, and complete results, you can find the original report on Porch’s website: https://porch.com/advice/cities-where-most-renters-applied-for-renters-assistance